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Overview of this video
Insurance Broker: Aaron Stephenson
Aaron Stephenson has been in the insurance industry for approximately 25 years running an organisation called AMGI. AMGI are general insurance specialists with offices in Sydney CBD, Narellan and other locations around Australia. AMGI is part of a national group which gives them plenty of buying power and products available for their clients.
Key considerations that small business should consider when starting up a business.
Incorporated companies should consider workers compensation cover, public liability, business contents, stock or business interruptions depending on the nature of their business.
Business is progressing, when should a business contact their insurance broker about updating their insurance policy?
The client should contact an insurance broker if there are any changes to the business services, the business has increased their contents significantly, stock or any change of products. It will be a good time to contact the insurance broker and review the insurances.
Aaron Stephenson makes a habit of contacting his client every 6 months. To check and see how things are going and at that stage ascertain whether any changes are required for the client.
What are some of the key advantages of using a general insurance broker to liaise with the insurance company to take out their insurance?
The most distinctive advantages of using a general insurance broker is that the broker works on behalf of the client, gives advice, determine the covers required by the client and seek the most available and appropriate insurance covers.
Dealing directly with an insurance company, the company are unable to provide any advice and only offer products the company got available.
What is the process on making a claim?
A client would contact AMGI, the broker will claim with the insurer, return a claim number, help the client complete the form and help the client through the entire process, with the main aim to achieve the best results for the client.
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